Company bike leasing is becoming increasingly popular in Germany. Whether it’s a traditional bike or a modern e-bike—thanks to tax benefits, employees can lease their dream bike at an affordable price while also doing something good for their health and the environment.
But how exactly does it work—for example, with popular providers like Lucky Bike and eurorad?
Here’s a simple step-by-step explanation.
Lucky Bike & eurorad – Bike Leasing
1. The employer takes the first step
For the company bike leasing program to work, the employer must partner with a leasing provider.
At eurorad, this is usually done through a framework agreement that allows all employees to lease their bikes later on.
Lucky Bike acts as a specialty retailer and partner to many leasing companies—so companies that already have a contract with one of these partners can lease directly through Lucky Bike.
2. Employee is activated
As soon as the employer joins the program, the employee can register—for example, through the eurorad portal or directly with Lucky Bike. After that, nothing stands in the way of choosing your dream bike.
3. Selecting Your Dream Bike
Now it gets exciting: You can choose any bike you want—whether it’s an e-bike, mountain bike, gravel bike, or city bike.
Lucky Bike offers a huge selection of well-known brands, expert advice at over 30 stores, and online ordering with in-store pickup.
eurorad works with a broad network of specialty retailers throughout Germany.
4. Lease Agreement & Term
Once a selection has been made, the lease agreement is signed.
The typical lease term is 36 months. During this time, the bicycle remains the property of the leasing company, but the employee may use it without restriction for both personal and professional purposes —including on weekends and while on vacation.
5. Salary Deferral: How It Works
The monthly lease payment is deducted from the employee’s salary.
This means that a small portion of the gross salary is applied toward the lease payment—allowing employees to save on taxes and social security contributions.
The financial benefit compared to a private purchase can thus amount to several hundred euros.
6. Insurance & Service Included
Both eurorad and Lucky Bike offer attractive insurance and service packages.
Depending on the plan, coverage may include theft protection, comprehensive coverage, maintenance, or even a mobility guarantee.
This ensures worry-free riding—whether your bike needs a new chain or gets stolen.
7. End of the Contract: Return or Takeover
At the end of the term (usually after 3 years), the employee may choose:
Returning the bicycle, or
Acquisition at residual value.
At eurorad, the buyback price is generally about 16% of the original list price.
About 12 weeks before the contract ends, you'll receive an email with all the details.
8. New Bike, New Luck
After the first leasing period, many employees opt directly for their next company bike—after all, the process has become very convenient. Lucky Bike and Eurorad offer digital processes, quick contract approvals, and expert advice on all things bike-related.
Advantages: Convenient, tax-efficient, and environmentally friendly
Whether through Lucky Bike as a specialty retailer or directly through eurorad as a leasing provider—the Dienstrad leasing program is a win-win situation:
Employees benefit from low monthly payments and tax advantages, while employers benefit from motivated and healthier employees.
And best of all: At the end of the term, employees often get to keep their favorite bike for good.
Tip:
On lucky-bike.de and eurorad.de, you'll find leasing calculators, sample calculations, and all the latest terms and conditions. This way, you can immediately see how much you can save with a company bike.
