Commuter Bike for
self-employed individuals

Are you self-employed or a freelancer dreaming of a high-quality e-bike or bicycle?
At eurorad, you can secure the bike of your dreams in a smart and cost-effective way through our bike leasing program for the self-employed. Thanks to our instant order process, you can take advantage of our bike leasing even without an employer or a framework agreement. Take advantage of attractive tax benefits, claim your work bike as a business expense, and save money. Whether you’re leasing a bicycle or e-bike as a freelancer, business owner, or small business—with eurorad, it’s simple, fast, and secure. Discover the benefits now!

Why is bike leasing with eurorad so attractive for self-employed individuals?

As a self-employed individual, freelancer, or business owner, you can enjoy numerous benefits through bicycle leasing. With its “Instant Order” service, eurorad offers you a particularly flexible solution—without the need for a framework agreement with an employer.

The eurorad Instant Lease: Leasing for Self-Employed Individuals Without a Framework Agreement The Instant Lease is the ideal solution for a work bike for self-employed individuals, freelancers, and small businesses with up to 50 employees. You sign an individual lease agreement directly with eurorad—quickly, digitally, and hassle-free. No waiting for framework agreements, no complicated processes. Just pick a bike, sign the contract, and ride off!

The benefits of placing an immediate order:

  • No framework agreement required: perfect for the self-employed and freelancers
  • Fast processing: a digital process with no wait time
  • Complete flexibility: for individuals and small teams
  • Tax Deductibility: Claiming a Company Bike for Self-Employed Individuals as a Business Expense

Leasing or Buying a Bicycle as a Self-Employed Person

Bicycle leasing through eurorad offers self-employed individuals and freelancers significant tax benefits. You can fully deduct the lease payments as business expenses, thereby reducing your tax burden. At the same time, you’re exempt from the 0.25% tax on personal use of bicycles and e-bikes with a top speed of less than 25 km/h. Or, for faster models, you pay only 0.25% instead of 1%. This is significantly more affordable than a company car.

Should You Lease or Buy a Bicycle as a Self-Employed Person? A Comparison

Many self-employed individuals ask themselves: Is bike leasing really worth it? In most cases, the answer is yes! When you buy outright, you pay the full price out of your own pocket. With leasing, you benefit from tax advantages, preserve your cash flow, and get insurance coverage included. Use our calculator to determine your individual savings when leasing bikes and e-bikes as a self-employed person.

Tax Benefits for Bicycle and E-Bike Leasing for the Self-Employed at a Glance:

  • Lease Payments Are Deductible as Business Expenses
  • Little or no taxation on personal use
  • Input tax deduction allowed (if eligible for input tax deduction)
  • Savings compared to buying from a private seller: up to 40%
  • Contract Term: You are bound by the lease term (36 months)
  • Tax on Personal Use: For S-pedelecs capable of speeds over 25 km/h, a small tax on personal use applies.
  • Business Use: At least 10% of the bicycle's use must be for business purposes.

Is Bike Leasing Worth It for the Self-Employed? An Overview of the Benefits

  • Preserve liquidity: no large one-time payment, but predictable monthly installments
  • Tax Optimization: Maximizing the Tax Deductibility of Costs
  • All-Around Protection: Comprehensive insurance packages (Basic, Premium, PremiumPLUS) included
  • Always up to date: simply switch to a new model at the end of the lease term
  • Huge selection: over 5,000 specialty stores throughout Germany

Bicycle and E-Bike Leasing for Freelancers, Businesses, and Small Businesses

Whether you’re a freelancer, a self-employed professional, or run a small business—eurorad’s bicycle and e-bike leasing program adapts to your needs. The “Instant Order” option is also a fast and flexible solution for small businesses with up to 50 employees.

It's that easy: Your path to a company bike for the self-employed:

1. Choose the bike you want: Visit one of our more than 5,000 partner retailers—online or in person.

2. Start an instant application: Sign your personalized lease agreement digitally.

3. Ride off and enjoy: You can take your new e-bike or bicycle home right away!

4. Take Advantage of Tax Benefits: Deduct the lease payments as business expenses