Salary conversion, non-cash benefit, tax savings—the benefits of company bike leasing are significant, but the calculations may seem complex at first glance. How exactly do your salary, your tax bracket, and the price of the bike affect your monthly payment? And what’s your actual, personal net cost in the end? The good news: You don’t have to be a tax expert to figure that out. Our bike-leasing calculator translates all these factors into a single number that speaks for itself. Plus, on this page you’ll find everything you need to know about “How much does bike leasing cost?”
Are you convinced of the benefits of leasing? Getting your new e-bike is easier than you think, and it depends on your individual situation:
Perfect! Then the next step is the best part: Visit one of our more than 5,000 authorized dealers, get expert advice, and take your dream bike for a test ride.
No problem. We'll help you convince your HR department of the many benefits. We've compiled all the key information and arguments for you.
By the way: For companies with fewer than 50 employees and for self-employedst, eurorad also offers the uncomplicated immediate order – without any framework agreement.
How is the result from the bike leasing calculator determined? The result from our bike leasing calculator is a personalized estimate based on three key factors:
The key advantage of employer-sponsoredbicycle leasinglies in the payment method and the government incentives.
Let's get specific: How much does it cost to lease an e-bike? To calculate the lease payment, let's consider an e-bike with a purchase price of€3,000. This results in agross monthlylease payment of approximately €88.
The final calculation performed for you by the e-bike corporate leasing calculator looks like this: 88 € gross payment minus 35 € in tax savings plus 4 € in tax equals57 € in actual net cost. Although the lease payment is €88, the bike will cost you only €57 at the end of the month. Our calculator shows you exactly this final amount.
Important: Thissample calculation is intended only to give you a rough idea of how the lease and savings payments are broken down. For personalized and reliable figures, please use our company bike lease calculator and feel free to consult your tax advisor.
You've seen just how affordable your dream bike can be. The next step is the best part: Find it now at one of our more than 5,000 authorized dealers near you or online, and embark on a mobile future—with plenty of financial benefits.
That depends mainly on two factors: the purchase price of the bike and your income.However, other factors such as the scope of insurance coverage also play a role. The key point about leasing is that you do not pay the high gross lease payment, but only the significantly lower net charge that remains after deducting your personal tax savings remains. The company bicycle calculator shows you exactly this final amount.
The result of the companycyclingbikecalculator is a reliable calculation based on current tax laws and your personal details. Although the final, binding rate is only fixed in the leasing contract, it does not usually differ significantly from the result calculated here. To be absolutely sure, consult a tax advisor .
Yes. In every lease payment at eurorad already includes comprehensive insurance coverage against theft, damage, and accidents. This means you don't have to worry about taking out separate, expensive bicycle insurance. At eurorad,we offer you security tailored to your needs: basic, premium, or premiumPLUS coverage. As a self-employed person, freelancer , or employee of a company with fewer than 50 employees , you can freely choose your insurance coverage in your immediate order. As an employeeof an employer with a framework agreement , your employer determinesthe insurance coverage.
The choice is yours. The leasing principle and the 0.25%percentrule apply to almost all types of bikestypes of bikes: from e-bikes to mountain bikes and road bikes to practical (e-)cargo bikes. The only exception is S-pedelecs (up to 45km/h), which are taxed differently as mopeds. km/h), which are taxed differently as mopeds.
Yes, absolutely. Instead of salary conversion, you simply deduct the monthly leasing rate from your taxes as a business expense. The bike leasingcalculator also gives you a initial indicative value for the expected monthly costs.
An employment relationship with an insurance company, bank, churchn institution, educational institution, in thehospital, or in a association is with service bike leasing a special case. Due to collective bargaining agreements (e.g. e.g. TVöD), classic salary conversion is often not possible here. However, there are alternatives, e.g.e.g. leasing as a salary extra by the employer. e.g. leasing as a salary extra through the employer. Talk to us or your HR department directly about the options available for your institution.
