Bicycle leasing is an important benefit that you, as an employer, can offer your employees. This helps boost employee motivation,reduceCO₂ emissions, andenhance yourappeal as an employer.
Many companies in Germany offer their employees the option to lease bicycles and e-bikes through their employer. Thebicycle leasing market in Germany is showing impressive figures in 2024: an annual volume of 3.1 billion euros, 2.1 million active bicycle leasing contracts, and 750,000 new contracts. The steady annual growth of 30% since 2019 reflects the fact thatbicycle leasing, as an expression of sustainable mobility, is becoming increasingly important for companies and employees.
Offer current and future employees a benefit through employer-sponsored bike leasing that not only saves money but alsopromotes mobility and health.
Fair terms and conditions and 100% recourse security are at the heart of eurorad. With over 5,000specialist retail partners nationwide and digital processes, we make bike leasing simple and straightforward. For you, that means zero risk, zero liability, and zero administrative effort.
A key advantage of eurorad: While many leasing providers require a framework agreement—and are therefore often only suitable for larger companies—eurorad makes bicycle leasing attractive even for small businesses. With our instant order option, evencompanies with fewer than 50 employeescan offer their staff bicycle ande-bike leasing through their employer—without complex framework agreements and without minimum purchase quantities. This feature sets eurorad apart from many competitors and makes bike leasing easily accessible to small and micro-businesses, as well as the self-employed and freelancers (which account for 78% of all German companies).
Employer-sponsored bike leasing is more than just a benefit for your employees—it’s a win-win situation for everyone involved:
Lower non-wage labor costs and reduced social security contributions due to lower gross wages
Salary Deduction: No Additional Costs for You as an Employer from E-Bike or Bicycle Leasing
Enhanced Employer Brandingas a Sustainable Employer
Less parking space required thanks to alternative mobility
Healthier employees with fewer sick days
Better carbon footprint through support for modern mobility such as cycling
Up to 40% savings compared to direct purchase (Click here for the leasing calculator.)
Tax advantages through salary conversion
Private use possible around the clock
Comprehensive insurance coverage included
Wide selection at over 5,000 specialist retailers
Do something for your health while you're at it
By offering a bicycle leasing program for your employees, you can position your company as a modern, sustainable employer. In times of a skilled labor shortage, successful employer branding is becoming a key competitive factor:
Bicycle financing through your employer has been proven to promote the health of your workforce. This has significant advantages:
Every company has different needs when it comes to offering bike leasing to its employees. Throughpersonalized consultation, we developcustomized mobility solutionsfor all applications. Whether it’s traditional company bike leasing for large companies or an express order for companies with up to 50 employees—we’ll find the optimal solution for your needs.
Our approaches:
Through ouronline portal, you can register your company in just a few steps andquickly and easilyprovide your employees withaccessto a leased company bike. This incursno additional personnel costs for you. The portal provides you with a comprehensive overview of all terms and conditions and lease agreements.
Your time savings:
Online registration possible in five minutes
Automatic processing of all leasing processes
Digital administration without paperwork
One-click approval for your employees' requests
Does your company have more than50 employees? If so, please contact us, and we’ll provide you with personalized advice on our product and theterms and conditions. Once theframework agreementhas been finalized, we’ll guide you through the next steps inthe bike leasing process.
You’ll work with us to establish yourcompany policies. Here, you’ll determine, for example, the maximum purchase price of a company bike, the maximum number of bikes that can be leased per person, and other leasing terms such as insurance coverage and your employer’s contribution. You’ll then receive aregistration linkfor your employees.
When your employees sign up for bike leasing, you can review their request in the online portal andapprove itwith just one click. Your employees will then automatically receive a personalized order code (token). In the next step, they can select their desired bike or e-bike at a participating (online) retailer and use the token to place their order. The rest is handledautomatically through the online portal.
Ouronline portal brings together all the key features to make bike leasing and the associated processes easier for you as an employer. You can access all the necessary information for salary conversion at any time. Issues are also handled through the online portal.You stay in control—at all times.
A key advantage for employers when leasing bicycles and e-bikes with eurorad: our bicycle insurance offers your employees comprehensive protection at all times. Leased bicycles and e-bikes are insured against all types of theft, robbery, and vandalism. Thanks to our extensive network of specialist dealers, we offer unique repair protection—at no extra cost.
Three insurance packages for every need:
One of the most frequently asked questions is: "How much does bike leasing cost the employer?" The answer: The leasing model is cost-neutral thanks to salary conversion. Your employees finance the bike through their gross salary. You benefit indirectly from the advantages without any additional costs.
Tip: If you want to make bike leasing even more attractive for your employees, you can actively subsidize it—for example, by covering the insurance or a portion of the lease payment. As an employer, you decide how to structure the bike leasing program.
Not sure if bike leasing is the right benefit for your employees? We’d be happy to advise you and work with you to develop a customized solution! Our experts will clearly show you how to create an attractive benefit with fair terms and minimal effort.
Your consultation options:
Bike leasing is cost-neutral for employers. Bike leasing works through salary conversion—your employees finance the bike using a portion of their gross salary. You even save on payroll-related costs (social security contributions) because the gross salary is reduced. You can use these savings to help cover insurance costs without incurring any actual additional expenses.
For tax reasons, we recommend a minimum employer subsidy of €3.33 per month per company bike. This amount covers the annual UVV safety checks and ensures that the economic attribution of the leased bike lies with you as the employer.
Your advantages through the subsidy:
You can set the employer subsidy higher on an individual basis, making the company bike even more attractive to your employees. Many companies, for example, cover the entire insurance costs.
As the lessee, you are responsible for fulfilling the contract—even if employees leave the company. However, eurorad offers you 100% recourse security: in the event of termination, illness, or other absences, you will not incur any additional payments or costs.
If the company pays the leasing rates or insurance premiums, these are considered operating expenses and are tax deductible. Companies eligible for input tax deduction can also deduct the sales tax from the leasing rates, making the company bike even more affordable for employees.
With eurorad, you have 100% recourse protection—you are never liable for damage, theft, or accidents. All risks are borne by eurorad. With many other providers, as the lessee, you are generally liable, except in cases of gross negligence on the part of the employee.
The solution lies in the Premium Plus insurance package. Here, eurorad offers comprehensive coverage: contracts can be terminated free of charge in the event of termination, prolonged illness, parental leave, death, and even a sabbatical of up to 12 months. The employee can take over the bike, for example, in the event of termination, or it can be returned. The advantage for you as a company: no additional payments.
Minimal! The entire process is handled digitally via the eurorad online portal. You register once, set your company guidelines, and approve employee requests with a single click. Everything else happens automatically—no paperwork, no extra work.
Yes, that is an important advantage of eurorad. With our instant order option, even companies with fewer than 50 employees can offer bicycle leasing—without a framework agreement and without minimum purchase quantities. Many other providers are only attractive to larger companies.
