Are you looking for a high-quality mountain bike for endless adventures in nature, but your dream bike is out of your price range? Premiummountain bikes, such as downhill bikes and e-MTBs, cost between 3,000 and 12,000 euros—an investment that very few people can simply afford. The MTB leasing from eurorad fulfills your desire for a trail-ready bike. And you can save up to 40 % compared to a traditional direct purchase. Through 5,000 specialized retailers, insurance coverage with or without a deductible and flexible leasing options make eurorad your ideal partner for mountain bike leasing. Discover how a leased MTB can transform your leisure time and why more and more outdoor enthusiasts are turning to this smart financing solution.
More Than Just a Bike: All-Inclusive Package
If you've ever owned an expensive mountain bike, you know the worries: theft, damage from falls, wear and tear. With MTB leasing , these worries are a thing of the past. The insurance covers all damage and problems: Did you take a fall and bend the derailleur? Free repair. Was your e-MTB stolen? You’ll get a replacement. Is your chain worn out from heavy use? Your MTB will get a new one—with the PremiumPLUS package, completely without any deductible.
In addition, an annual inspection is included. This ensures that your mountain bike remains up to date and in top working order. If you experience a breakdown during an MTB tour, our insurance company’s 24/7 hotline is there to help—even in the Alps or other regions. The PremiumPLUS package also covers you in the event of a job change, illness, or parental leave. Your lease payments are covered, and you remain flexible.
Forget about complicated financing or expensive installment plans. Mountain bike leasing works differently and is significantly more affordable. The benefit comes from what’s known as salary conversion: Your employer deducts the monthly payment directly from your gross paybefore taxes and social security contributions are applied.
A sample calculation: An e-mountain bike costing 5,000 euros will cost you leasing only about 3,000–3,500 euros net. The savings of 1,500–2,000 euros result from your reduced tax burden and social security contributions. The higher your tax burden, the greater the savings.
Self-employed individuals benefit in a different way, but they save just as much: They can deduct the entire lease payments as business expenses.
MTB Leasing works anywhere in Germany . Whether in the Bavarian Alps, the Black Forest, the Harz Mountains, or the North German Plain—over 5,000 specialty retailers provide expert advice and reliable service. Many retailers are passionate mountain bikers themselves and know the local trails. They not only advise you on buying a bike but also give tips on the best routes in the region.
The density of repair shops is impressive. Even in small towns, you'll find qualified partners for maintenance and repairs. The eurorad network is constantly growing and adapting to the needs of the mountain biking community.
Salary deferral and the 0.25 percent rule make this MTB Leasing particularly attractive from a tax perspective. You only pay taxes on a quarter of a percent of the list price as a taxable benefit for personal use. For a 6,000-euro e-mountain bike, that’s just 15 euros a month—a fraction of the actual cost of use.
The benefits are even greater for the self-employed and freelancers. Anyone who mountain bike as a work bike as a company bike —for example, as a fitness trainer, photographer, or tour guide—can fully deduct the leasing payments.
Companies benefit as well: Healthy, fit employees are more productive and take fewer sick days. MTB Leasing As an employee benefit, it costs the company nothing, but saves on social security contributions and enhances the company’s appeal as an employer.
The math is simple: lower taxes, lower social security contributions, more driving fun. Mountain bike leasing pays off for everyone involved.
MTB Leasing Will Transform Your Outdoor Life
A high-quality mountain bike opens up entirely new dimensions. Even rough trails that used to be too challenging for you become rideable. Mountains that seemed too steep can be conquered with a leased e-MTB . Rides that used to take a whole day can now be completed at a leisurely pace in the morning.
The health benefits are also remarkable. Mountain biking gives your whole body a workout and improves coordination and reaction time. At the same time, you can relieve stress and recharge your batteries while out in nature. Many leasing customers report improved fitness and a greater sense of well-being.
Socially, too, things change with a leased mountain bike . The MTB community is open and helpful in many places. This leads to new friendships on group rides, and you’ll spend your weekends on biking adventures instead of Netflix marathons.
Modern mountain bikes are high-tech sports equipment. Carbon frames, electronic shifting systems, and sophisticated suspension systems turn challenging trails into pure riding fun. But this technology comes at a price.
Cross-country bikes for marathon rides start at 3,000 euros; full-suspension trail bikes cost between 4,000 and 7,000 euros; and enduro bikes for challenging downhill rides can easily exceed 10,000 euros. For e-mountain bikes, add another 2,000 to 4,000 euros for the motor and battery.
For MTB Leasing , price is a secondary consideration. Whether it’s 4,000 or 8,000 euros—your monthly net payment remains manageable. This way, you can enjoy the mountain bike that truly suits your riding style, instead of having to compromise because of the cost.
The variety of mountain bike brands is impressive: From long-established German manufacturers to innovative newcomers, you’ll find every brand and type of bike you could want at over 5,000 partner retailers.
Does your company already have a framework agreement with eurorad? Great! Have HR grant you access to the portal, get your order token, and head to your favorite MTB dealer today. After a quick review, you can leased MTB right away.
Do you work at a smaller company or are self-employed? The instant order makes it MTB leasing accessible to you, too. Just visit a dealer in our network and find your mountain bike . The dealer will initiate the digital leasingprocess. After a quick review, you’ll ride home on your new MTB.
Does your employer not yet offer bike leasing? Then take the initiative! Setting it up costs the company nothing, and the leasing program even saves on social security contributions. It’s worth talking to your HR department—for you and all your coworkers.
You'd like to lease a mountain bike? Your getting started is incredibly easy. First,which leasing option is right for you. Start by first the leasing calculatorto calculate your personal savings. Of you can get significantly more expensive mountain bike than than you originally thought.
You can then use the dealer locator to find a MTB–specialist near you. Schedule a consultation and set aside enough time .
The test drive is crucial, because every MTB has its own unique characteristics. That’s the only way to tell if the geometry, suspension, and shifting suit your riding style.
The transaction is being processed and is then digitally and transparently. You will receivell documents electronically. You can conveniently sign the contract online, and you’ll also receive the approval digitally.
In most cases, you can take your mountain bike with you just a few days later with you.
Calculate your savings and find your local bikedealer.
You can ride all mountain biketypes to lease – fromon cross-countryhardtails to full-suspension–MTBs and Enduro–bikes up to downhillmachines. Of course, you can also lease e-mountain bikes. The price cap is 20,000 euros—which means competition-oriented top-tier models are also possible.
Definitely! Especially if you're not sure which MTBtype is right for you, leasing is ideal. After three years, you can easily switch to a different type of bike .
Mountain biking is a sport, in which falls arepart of the game. The Comprehensiveinsurance from eurorad covers all damage—from minor scratches to serious damage caused by falls. In the event of theft, you’ll receive a replacement bike; in the event of damage, repairs are free of charge. !
Yes, You may ride your leased mountain bike or leased e-MTB Ride anywhere and for personal use. Bikeparks, trails, tours—there are no restrictions. By the way: The insurance is valid throughout Europe.
Absolutely! E-mountain bikes are expensive and the e-bike–technology is evolving rapidly . When it comes to leasing , you’ll always be driving the latest technology and can switch to a news model.
After 36 months, you have you have three options: kpurchase (at a fair residual value), return it, or lease a new leasingMTB . Many choose to switch—new technology, new riding fun!
