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You can find all the answers to the most frequently asked questions about company bike leasing here.
For tax reasons, we cannot guarantee that we will take over the lease!
You will receive an automatic notification 12 weeks before the end of the lease about your contract that is about to expire. In this email, you can indicate whether you would like to purchase the bike. The "transfer fee" will be displayed directly and invoiced to you after the lease has been completed.
The transfer fee is currently calculated at 16% of the MSRP.
During the probationary period, in the case of a fixed-term employment contract, as a student or trainee.
Also after failing a credit check. UGs (limited liability companies) as a special form of GmbH (limited liability company) are excluded.
Yes, if the former lease user does not wish to take over their company bike at the end of the lease term, you as a specialist dealer are obliged to take back the company bike.
If the lease ends prematurely, the lessee can request a buyout offer from the leasing company. If they accept the offer, the company bike becomes their property. As part of the PremiumPLUS insurance, the insurance company takes care of the reversal of the transaction, e.g., if the employee leaves the company.
When leasing a bicycle or e-bike, you as a specialist retailer receive the entire purchase price immediately. Payment is made by the leasing partner AGL and is processed quickly and easily via the online portal.
Company bike leasing is tax deductible, leads to increased demand and higher bike sales. Leasing means that customers are willing to spend more money and commit to your business in the long term through the lease term. Eurorad advertises your specialist store and takes care of payments and billing. Company bike leasing is simple and straightforward for customers.
Sie möchten Dienstrad Leasing in Ihrer Fahrradfachhandlung anbieten? Kontaktieren Sie eurorad direkt per Mail (leasing@eurorad.de) oder Telefon (+49 221 17959 670). Nach Beratung und Planung erhalten Sie einen Kooperationsvertrag. Nach Rücksendung des ausgefüllten Vertrags werden Sie als Fachhandlung aktiviert, erhalten Zugang zum Leasingportal und werden auf der eurorad Website gelistet.
Insurance services can be carried out at all eurorad specialist dealers. The specialist dealer who delivered the product is responsible for warranty claims.
The employee cannot terminate the contract themselves. The employer can request a transfer offer upon request. In the event of a change of employer, a contract transfer is possible.
The Premium Package includes a safety check after the first and second year. An inspection is voluntary and not part of the insurance.
No, damage to third parties must be handled through private liability insurance.
Report damage to your eurorad dealer, who will check it and report it to the insurance company. The repair will be carried out as quickly as possible and billed directly to the insurance company.
Repairs, wear and tear, theft, vandalism, damage from falls, improper handling. No additional costs apart from the leasing rate. Benefit of $500–$700 due to elimination of wear and tear costs.
Yes, PREMIUM coverage includes a mobility protection package (24-hour service, breakdown assistance, towing, replacement wheel, accommodation costs, return transport, scrapping, emergency cash).
During parental leave (max. 12 months) or sick leave (from the 43rd day), the company bike can continue to be used without having to pay leasing installments.
No, the company decides which package applies to all new contracts.
An inspection is not included in the Premium package, but is included in the PremiumPLUS cover after 12 and 24 months up to €60 (or €90 from March 1, 2024).
If there are long waiting times, you should try to get an appointment as soon as possible. Delaying the procedure does not have any disadvantages, such as loss of insurance coverage.
Yes, the company bike tool automatically sends a reminder four weeks before the end of the first and second leasing year. The specialist dealer is also informed at the same time.
At all eurorad cooperation partners nationwide, no obligation to the delivering dealer.
An inspection is voluntary and not part of the insurance coverage. It can be carried out at your own expense.
The specialist dealer will settle the claim directly with the insurance company. Reimbursement by eurorad is not possible.
The UVV inspection is a visual inspection. An inspection usually also includes adjustment work and varies depending on the dealer.
A safety inspection after the first and second year of leasing, covered by insurance. It is carried out according to an inspection plan in cooperation with the DGUV.
There is no requirement for pedelecs up to 25 km/h. For S-pedelecs up to 45 km/h, a driver's license and insurance are required (class AM, minimum age 16). A helmet is strongly recommended.
Usually directly on the wheel or removed separately. Optimal charging temperature: 10–20 degrees. Only use the original charger.
Do not always fully charge the battery, but rather between 20 and 80 percent. Store in a dry place at 10–20 degrees Celsius. A battery management system (BMS) also helps.
Through material selection and the omission of additional parts such as suspension forks, shock absorbers, bulky tires, etc.
Modern lithium-ion batteries last for approximately 700 to 1,000 charging cycles. This corresponds to a range of 56,000 to 80,000 km.
Topography, air pressure, total weight, level of assistance, weather conditions, selected gear. Average range: 80–100 km.
The decisive factors are voltage (volts) and ampere hours (Ah). The product gives the stored energy in watt hours (e.g., 36V x 11Ah = 396 Wh).
Depending on the electricity tariff and battery size, approx. 8–10 cents per charge, approx. 10 cents per 100 kilometers.
The technology is cold-resistant, but low temperatures severely limit battery performance. The ideal charging and storage temperature is 10–20 degrees Celsius.
No, modern lithium-ion batteries no longer have a memory effect. Intermediate charging is even recommended to increase the range.
Like a normal bicycle, but because of the weight, a rear carrier is better than a roof rack. Remove the battery and transport it in the trunk. Transport by plane is usually possible for an additional charge; check with the airline beforehand.
Pedelecs only assist when pedaling; the motor switches off at 25 km/h. E-bikes can also be ridden without pedaling and are classified as electric mopeds.
Remove the battery at the end of the season, clean the e-bike, treat it with wax spray, and store it in a dry place. Charge the battery to 50–70% and store it in a frost-free place. Recharge it in January. Check the tires.
E-bikes are legally considered bicycles and must use bike lanes when available and mandatory. S-pedelecs and fast e-bikes may only be ridden on the road or specially marked paths.
Front engine: cost-effective, easy to retrofit, impairs steering behavior. Rear engine: more efficient power transmission, recuperation possible, but rear-heavy. Mid-engine: optimal weight distribution, natural driving feel, higher price, no recuperation.
Yes, the 30 cents per kilometer can still be claimed on your tax return.
This is regulated by the transfer agreement. The employee is liable for damage caused by third parties.
No, it is not possible to transfer the lease to the employee. If the employer transfers the lease to another user, the leasing company must be notified.
Missing insurance sticker: €40 fine. Tread depth less than 1 mm: up to €50 and three points. Driving under the influence of alcohol: from 0.3 per mille (with signs of impairment) or from 1.6 per mille, criminal consequences such as loss of driver's license may apply.
Transporting children is permitted with normal pedelecs. It is not permitted with S-pedelecs up to 45 km/h and classic e-bikes without pedal assistance.
Yes, according to Section 8 (2) sentence 8 of the German Income Tax Act (EStG), the bicycle may be used entirely for private purposes. Taxation is based on the "0.25%" rule.
Equipment that complies with the StVZO (German Road Traffic Licensing Regulations) is mandatory for commuting to work, as public roads are usually used.
Exclusive brands such as Pegasus, BULLS, Hercules, Kettler, ZEMO, and all other standard brands up to €20,000 gross. The "0.25%" rule applies to bicycles and e-bikes.
The calculation depends on individual income, tax bracket, and allowances. If you have any questions, you should consult a tax advisor.
Everything that is permanently attached to the bicycle is considered equipment and is regarded as part of the acquisition costs. Exception: The lock is also eligible for leasing.
This must be agreed individually with the employer. In principle, the bike can be taken to the new employer, and the contract will then be rewritten.
Only in the event of non-payment of the leasing installment.
The costs can be borne by the employer, the employee, or jointly. If the company bike is paid for by the employer, the savings are greatest. With salary conversion, part of the gross salary is used for the leasing rate.
Yes, if the employer agrees. If there are several privately used bicycles, the "0.25%" rule may have to be applied and taxed for each one.
Exclusive brands such as Pegasus, BULLS, Hercules, Kettler, ZEMO, and other standard brands can be leased. This applies to all types of bicycles and e-bikes up to a maximum retail price of €20,000 gross (the maximum value may be limited by the employer). The "0.25%" rule applies to bicycles and e-bikes.
The lease term is 36 months.
The company bike must be returned to the relevant specialist dealer at the end of the lease term.
E-bikes and bicycles can be leased nationwide from specialist dealers listed on the eurorad website. Dealers not listed can request to become partners.
E-bike leasing saves money through salary conversion: VAT deduction and reduced ancillary wage costs make leasing more attractive. For a bike worth €3,000, the total costs are reduced by approximately 42 percent over a 36-month term.
Yes, a company car and a company bicycle are possible at the same time.
The cost for a bicycle (€1,000) is around €0.80 per day and for an e-bike (€4,000) around €3.62 per day. In comparison, a car costs significantly more, e.g. €12.06 per day (Peugeot 107) or €33.60 (Mercedes E 200).
No, existing contracts remain in the selected insurance package.
Incidents can be submitted to the insurance company one month after the start of the contract.
No, the company decides once which insurance package is selected. This applies to all new contracts.
The specialist dealer must upload the completed checklist to the service bike tool. Only then will you no longer receive any reminders. Alternatively, you can also send us the completed checklist as a PDF by e-mail.
The premium insurance package from eurorad includes the required "safety check" after the first and second insurance years as a service. This safety check has been developed in consultation with the DGUV (German Social Accident Insurance) and eurorad in accordance with the UVV test (accident prevention regulations) according to DGUV 70 vehicles. All necessary checks are carried out to ensure that the company bike is kept in a safe and roadworthy condition. Please note: An inspection is a voluntary manufacturer's recommendation and is not part of the premium insurance.
Thanks to the comprehensive insurance included, the user (or lessee = employer) does not incur any additional costs for repairs, wear and tear, theft, vandalism, damage caused by falls, or improper handling. The agreed monthly leasing charge remains unchanged, ensuring secure and predictable financial planning. Experience shows that the elimination of wear and tear repair costs alone results in a saving of €450 to €600 over the entire term!
You can continue to use the company bike during parental leave (max. 12 months) or if you are off work due to illness (from the 43rd day onwards) and do not have to pay any leasing installments.
Yes, the PremiumPLUS package is an extension of the Premium package.
The company bike tool enables simple, fast, and digital contract processing, thereby keeping personnel costs as low as possible.
This is stipulated in the transfer agreement between the employer and the employee. It should be noted that the employee is liable for any damage caused by third parties.
The lessee is the employer and not the employee. With the lease agreement, the employer transfers the company bike to the employee. The rights and obligations of the employee are recorded.
The provision of bicycles / e-bikes may be subject to salary conversion, whereby this salary conversion amount does not have to be identical to the non-cash benefit to be recognized. The non-cash benefit to be recognized in the payroll is subject to social security contributions and income tax, as if a salary in this amount had been paid. In the payslip, the non-cash benefit must therefore be included in the gross payroll and then also deducted as a net amount when it is paid out. This means that social security contributions and wage tax are deducted.
In the event of wage garnishment, the employer must withhold the corresponding amounts from the net salary up to the garnishment exemption limit. If no agreement is reached regarding the non-cash benefit retained by the employer, this is not given priority, but a garnishment creditor would take precedence. In order to achieve priority, it would have to be agreed that the employer can offset corresponding claims from the net salary in the amount of the non-cash benefit to be withheld each month and, to this extent, have any claims of the employee assigned to them. Ultimately, however, it is up to the employer to specify these eventualities in the transfer agreement.
Like the company car, the company bicycle / e-bike is also an attractive form of salary conversion and employee motivation. In the form of salary conversion, employers promote clever two-wheeled mobility for all employees. Companies can benefit from the consistently positive image of the bicycle in their public image. Environmental protection, traffic improvement and health prevention are corresponding arguments. There is also a direct cost advantage for companies. Saving on social security contributions often results in a cost reduction of 500 euros per employee over a period of three years without any capital outlay.
From a tax perspective, we recommend an employer subsidy of at least €5.00. The employer thus covers the costs of the annual UVV safety check amounting to €180, or €5.00 per month, over the entire leasing period. The amount of the employer subsidy can vary depending on the employer. Since the economic attribution of the leased object must always lie with the employer, the employer is responsible for fulfilling the contractual obligations at all times (e.g., even if the employee leaves the company). The implementation of the leasing concept and the processing of leasing applications result in additional work for the human resources department. The company bike tool enables simple, fast, and digital contract processing, thus keeping personnel costs as low as possible.
These special cases must be agreed individually with the employer. The employer is the lessee in the contractual relationship with the leasing company. On request, it is generally possible for the employee to take the bike to their new employer, in which case the contract is transferred to the new lessee.
It is not possible to transfer the contract to the employee. However, if the employer transfers the contract to another user, they must notify the leasing company. The installment payments would continue to be made via the employer as usual. The lessee is the employer, not the employee. With the transfer agreement, the employer transfers the company bicycle to the employee. The rights and obligations of the employee are specified.
The leasing company will only terminate the lease agreement in the event of non-payment of the lease installment.
Employees can lease multiple bicycles/e-bikes if their employer allows it. However, if simultaneous private use of the various company cars, including those used privately, is virtually impossible because use by other persons belonging to the employee's private sphere (e.g., spouse, children) is out of the question, the "0.25%" rule of the gross list price of the vehicle used most frequently should be applied for purely private trips. If the spouse does not have their own e-bike, the employee must also pay tax on the benefit in kind for the second e-bike (2 x "0.25%" of the gross list price).
We offer leasing for bicycles and e-bikes over a term of 36 months.
Leasing describes the transfer of use and temporary use of a capital asset in return for payment. The change in taxation of company bicycles offers enormous savings potential for employees. This means that the monthly leasing rate can be reduced by up to 50 percent as part of a salary conversion scheme, with unrestricted use.
Eurorad offers the most flexible price range, with a minimum price of €357 and a maximum price of €20,000 for a bicycle. Although all leasing providers now guarantee protection for companies in the form of a special right of termination with associated vehicle return, the waiting periods vary. At eurorad, the protection applies from day 1, whereas with other offers it only takes effect after six months. According to accident prevention regulations (UVV), it is the employer's responsibility to ensure that employees always ride bicycles that have been fully checked by a workshop and are in perfect technical condition. Unlike other leasing offers, at eurorad we cover the costs of checks by a specialist workshop from day 1, even for seemingly minor issues. There is no price cap and no excess costs.
Salary conversion means even greater savings when leasing an e-bike. Thanks to VAT deductions and reduced ancillary wage costs, this new form of mobility for commuting and leisure is now even more attractive. Comprehensive protection ensures carefree riding at all times. In addition, for a bike worth €3,000, the total costs are reduced by approximately 42 percent over a 36-month lease term. Thanks to the many advantages of bike leasing, companies and employees now have completely new opportunities in the area of modern, healthy, and environmentally friendly mobility.
From a tax perspective, we recommend an employer subsidy of at least €5.00. The employer thus covers the costs of the annual UVV safety check amounting to €120, or €5.00 per month, over the entire leasing period. The amount of the employer subsidy can vary depending on the employer. Since the economic attribution of the leased object must always lie with the employer, the employer is responsible for fulfilling the contractual obligations at all times (e.g., even if the employee leaves the company). The implementation of the leasing concept and the processing of leasing applications result in additional work for the human resources department. The company bike tool enables simple, fast, and digital contract processing, thus keeping personnel costs to a minimum.
